COMMERCIAL AUTO INSURANCE IN ONTARIO
OKJ Insurance Brokers is your go-to choice for business insurance in Ontario. Whether you operate a large enterprise or a small business, we can offer the protection your company needs. We provide customized insurance options tailored for commercial clients of all sizes. If you are unsure about the level of protection you require or which type of insurance is right for your business, feel free to reach out to us. Our team will be more than happy to provide you with all the information needed to make an informed decision.
Auto Insurance
If your business operates a fleet of vehicles or certain employees have company cars, adequate protection ensures that your company as a whole is kept safe from unforeseeable damages and liability. We provide coverage for many businesses with:
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Single vehicles or fleets
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Garages – service/ repairs
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Tow truck packages
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Transportation – private & contract carriers – local or long haul
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Contractors
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Property managers
Most Common Types of Commercial Auto Insurance
Commercial Auto Insurance
Commercial auto insurance is generally similar to personal auto insurance. The main difference is that this coverage will protect commercial drivers in the event of an accident or unforeseen event while they are working. This protection is often not offered by personal auto insurance policies.
Fleet Insurance
If you own a business where you manage a fleet of vehicles for your operations, fleet insurance is recommended. It offers the protection and peace of mind you need to safeguard all your business’s vehicles under a single policy. Coverage types include:
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Motor truck cargo insurance
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Vehicle physical damage insurance
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Liability insurance
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Loss of use
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And more
Light or Heavy Truck Insurance
Trucks and other heavy-duty vehicles are commonly used for operations that are often different than those of regular cars. As a result, their insurance policies have specific requirements. If you own a company that manages a fleet of trucks or if you are an independent commercial driver operating a heavy-duty vehicle, this type of insurance will provide you with the essential coverage you need.
Auto Garage Insurance
Auto garage insurance will provide your auto repair shop with protection against accidents or liability issues. In many instances, it is similar to any other commercial insurance policy, though auto shops often carry their own risks and particularities. In most cases, coverage will include:
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Basic liability insurance
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Protection for property damage
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Financial support in case you damage a customer’s vehicle.
