BUSINESS INSURANCE SOLUTIONS FOR ONTARIO
OKJ Insurance Brokers is your go-to choice for business insurance in Ontario. Whether you operate a large enterprise or a small business, we can offer the protection your company needs. We provide customized insurance options tailored for commercial clients of all sizes. If you are unsure about the level of protection you require or which type of insurance is right for your business, feel free to reach out to us. Our team will be more than happy to provide you with all the information needed to make an informed decision.
Business
Insurance Solutions
We provide insurance solutions to a diverse clientele including:
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Contractors/ tradespeople
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​Manufacturers, wholesalers & distributors
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​Offices
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​Professionals
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​Property managers
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​Realty – building landlords/owners
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​Retail
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​Restaurants
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​Salons
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And more
Understanding Commercial Property Insurance
Commercial property insurance aims to protect business owners in the event of damage caused by unexpected events in their buildings. Some of the most common coverages include the following:
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Building, Contents, Stock and Equipment
Protects your business assets from unforeseen circumstances. This covers loss of or damage to your own property caused by fire, theft, weather-related events and more.
Business Interruption Insurance
As the name suggests, business interruption insurance aims to provide you with financial support in case your business is closed due to a covered reason. It can help you recover from loss of earnings, profits, rental income and more.
Equipment Breakdown Insurance
In the event of equipment breakdown, this type of insurance covers the cost associated with broken or malfunctioning equipment such as boilers, electrical panels, transformers, HVAC systems and more.
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Commercial General Liability
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​In cases where third parties are injured or have their property damaged due to your business operations, this type of insurance provides you with the financial support you need for these expenses. It protects you against the legal liability often associated with such events.
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Professional Liability (Errors and Omissions) Insurance
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This is usually excluded from commercial general liability insurance. Professional liability coverage safeguards you against claims of negligence in your professional role.​
​Directors and Officers Insurance
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This type of insurance covers the legal costs that board members, managers, and employees face when defending themselves against claims made by shareholders or other parties for alleged misconduct.
Cyber Liability Insurance
Cyber liability insurance helps cover costs associated with data breaches and cyberattacks on your business.